was born and raised in Cebu, Philippines and went to Elementary through High School at Saint Alphonsus Catholic School in his hometown of Mactan, Cebu, with the exception of his senior year of High School, when as an exchange student in Saskatchewan, Canada, he attended Melfort & Unit Comprehensive Collegiate. 

He then went on to The Cebu Doctors University, where he finished as a Radiologic Technologists. In 1997 he migrated to California and worked several odd jobs including Office manager and Payroll person for a Skilled Nursing and Rehab Facility. After developing a passion to learn more about Healthcare, he became a Licensed Nurse at NCP College of Nursing in South San Francisco. He then worked as a nurse, eventually holding the position of Director of Staff Development until 2005 where he co-founded a Real Estate and Mortgage company where he worked as a Realtor and held a position of Vice President and Mortgage Director eventually growing the company to have over 170 agents. 

This fueled his entrepreneurial spirit. In 2012 he ventured into the Insurance and investment industry where he became a Certified College Consultant and got both the Life and Health insurance licenses as well as the Series 6 & 63 Security licenses. 

He now leads close to 500 licensed agents as well as being a founding member of Income Replacement Awareness-Advocacy, a California non-profit, an organization devoted to increasing awareness about the need for Income Replacement for all Americans.